This course will teach you how to "hack your travel" and earn free nights and flights with credit card reward points.

The best part of all is most of these cards have no annual fee for military servicemembers or military spouses.

In a series of short videos and lessons, I will walk you through how to get your first credit card, use a credit card wisely, and how to get your first $550 annual fee waived.

We will cover the different types of credit card reward points and how you can get outsized value for these points. I will show you how to get the best cards with welcome bonuses worth $1000s.

Course Curriculum

  Your First Credit Card in the Military
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  The Military Advantage
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  Points and Minimum Spends
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  The Ultimate Military Travel Hacking Strategy
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  Bonus Lessons
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Hi, I’m Spencer

I'm your teacher for this course. I started the Military Money Manual blog in 2012 and reached over 1.1 million military readers like yourself.

I also wrote the Intelligent Military Investor on Amazon. I commissioned in 2010 and served in the world's greatest Air Force since then.

My wife and I have over 25 credit cards and earned millions of points over the years through welcome bonuses and regular spending.

We get over $5000 in annual fees waived every year. Let me show you how I do it.

Select a pricing plan and sign up

Earn $1000s with Credit Card Welcome Bonuses

Earn $1000s with Welcome Bonuses

Use credit cards for your normal, everyday spending and earn $1000s in rewards

Travel for Free

Lie flat seats, upgraded hotel experiences, and annual credits towards travel, hotels, flights, food, and more

Private Slack Channel for Military Travel Hackers

Discuss beginner and advanced military travel hacking strategies in the private Slack channel. Gain access with any of the course subscriptions.

I have personally used this strategy to accumulate, in less than 3 years:

  • 575,000 Hilton Honors points
  • 480,000 Chase Ultimate Rewards
  • 420,000 AMEX Membership Rewards
  • 310,000 Marriott Bonvoy points
  • 250,000 American Airlines miles
  • 100,000 IHG Points
  • 60,000 Citi Thank You Points
  • 75,000 Delta Skymiles
  • 50,000 Hawaiian Airlines miles
  • 50,000 Hyatt Points
  • $3700 cash back

I also receive the following recurring benefits annually:

  • $1200 Uber or Uber Eats credit ($90 per month, $210 in December)
  • $1200 annual airline fee credit
  • $750 credit at Hilton hotels and resorts
  • $600 credit at Marriott hotels and resorts
  • $300 travel credit
  • Domestic first class companion pass on Delta